Claude Codepasses structure
Checker 0.1.0 · agent-skills-2026-08-13+claude-code-docs-2026-08-13 · 9/26/2026.claude/skills/nplRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
Real Skill packageSource verifiedClawHub registry
npl
不良资产这行的钱，赚在**买入价**上——买贵了，后面怎么处置都白搭。 这是一套不良资产全栈知识库，覆盖：形成机制与分类、估值定价方法（交易案例比较/专家判断/现金流折现）、30 种处置技术与适用场景、尽调流程与红线、投标上限反推、回收率建模、区域差异定价，以及对公与个贷不良的不同打法。包里含可直接跑的投标速算脚本，改参数就用。 几条实战口径：**先算退出再算出价**（处置路径没想清楚就出价＝闭眼投标）；**分类决定策略**（有抵押/纯信用/个贷批量定价逻辑完全不同，折扣区间只是起点）；**尽调只查三件事**（权利是否干净、抵押物是否真实可控、债务人有无可执行财产）。 输入：资产包基本信息、债务人与抵押物情况、区域 输出：估值区间与建议出价上限、处置路径建议、尽调重点清单 触发词：不良资产、NPL、资产包、尽调、估值定价、处置、法拍、债权转让、AMC、回收率、投标、抵押物、个贷不良、对公不良。
Identity and source
Publisher attributionlingyu9495-sourceregistry owner unverified by skillvetai
Functional categoryAwaiting category reviewreview pending · 0% rule confidence
Package forminstruction with code33 recorded files
Canonical sourceClawHub registryclawhub:lingyu9495-source:npl
Platform declarations
These states come from the source or distribution context. None of the entries below are SkillVetAI compatibility test results.
OpenClawnative officialProvenance: registry distribution
Independent structural checks
These checks parse the fixed package against dated platform rules. They do not execute the Skill or verify task behavior.
OpenAI Codexpasses structure
Checker 0.1.0 · agent-skills-2026-08-13+codex-docs-2026-08-13 · 9/26/2026.agents/skills/nplRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
OpenClawpasses structure
Checker 0.1.0 · agent-skills-2026-08-13+openclaw-docs-2026-08-13 · 9/26/2026skills/nplRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
Installation and inspection
This command is recorded from the source ecosystem and resolves the registry's latest release. The fixed release shown on this page should be inspected before adoption.
clawhub install @lingyu9495-source/nplclawhub inspect @lingyu9495-source/npl --version 1.0.0Security evidence
SkillVetAI static result: no findings detected
This automated, non-executing scan is bound to this release hash. It is not a safety certification and may contain false positives or false negatives.
- Status
- completed
- Coverage
- full text content
- Files
- 33 / 33 inspected as text
- Checked
- 9/26/2026, 4:55:18 AM
- Scanner
- 0.1.3
- Policy
- 1.0.3
2 inferred permission indicators
- network access — automatically inferred
- filesystem write — automatically inferred
3 dependency and API indicators
- api: clawhub.ai
- api: jinli-vault-1372591613.cos.ap-guangzhou.myqcloud.com
- api: skillpay.alipay.com
External clawhub result: clean
This is registry-supplied evidence for the recorded release, not an independent SkillVetAI scan. Check the canonical source for the full report, scanner versions, scope, and current moderation state.
- Evidence checked
- 9/25/2026, 10:00:44 PM
- Release binding
- Matches this record
- vt: clean
- skillspector: suspicious
- llm: clean
Recorded files
The catalog stores hashes and an inventory summary for change detection. It does not republish the package contents.
Package content hash
sha256:e2476e1fb00be2ae1ab7349ee565791d8aa358f65beb93d1bcebe5d3e7ff406aShow up to 30 recorded paths
references/ai-retail-npl-tech.mdreferences/asset-valuation.mdreferences/bidding-valuation-strategy.mdreferences/classification-disposal-mapping.mdreferences/disposal-strategies.mdreferences/disposal-techniques-30.mdreferences/due-diligence-workflow.mdreferences/due-diligence.mdreferences/formation-mechanism.mdreferences/four-cycle-case-studies.mdreferences/fundamentals-classification.mdreferences/knowledge-cards-l1.mdreferences/knowledge-cards-l5.mdreferences/legal-framework-l1.mdreferences/market-participants.mdreferences/npl-ecosystem-2026-map.mdreferences/npl-four-cycles-history.mdreferences/npl-lifecycle-framework.mdreferences/recovery-modeling.mdreferences/tech-reshaping-market.mdreferences/trading-market-pricing.mdreferences/transaction-workflow.mdreferences/valuation-case-studies.mdreferences/valuation-methods.mdreferences/valuation-negotiation.mdreferences/valuation-params-sensitivity.mdscripts/bid-quick-calc.pyscripts/disposal-decision-model.pyscripts/regional-valuation.pyskill-card.md
Source changelog
- 首次发布不良资产（NPL）处置全栈知识库 Skill。 - 覆盖估值定价、30 种处置技术、尽调流程、出价上限反推、回收率建模等不良资产全流程要点。 - 包含对公和个贷不良差异打法、司法环境修正、区域定价等内容。 - 提供投标速算 Python 脚本，可根据参数快速估算出价上限。 - 明确三条硬规则，强调"赚在买入价"和尽调重点。