.claude/skills/real-estate-risk-analystRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
房地产风险分析全链路工作流(采集→去化→货值→授信)。覆盖:跨城房源与备案价采集(36城实战、WAF瑞数攻坚、CDP兜底)、去化率四档口径(毛B/净A/签约C/现金回笼D)、开发商穿透检索防JV漏归、预售信息失真核查、货值与授信量化(业态折扣、可变现货值、结清触发点)、实战案例协议、交付规范。适用于:查楼盘房源备案价、算去化率、排查房企在售项目与现金流、做房地产授信尽调。曾用名 real-estate-filing-query。
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.claude/skills/real-estate-risk-analystRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
.agents/skills/real-estate-risk-analystRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
skills/real-estate-risk-analystRuntime, accounts, dependencies, permissions, network behavior and task quality remain untested.
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clawhub install @chriskinhaha/real-estate-risk-analystclawhub inspect @chriskinhaha/real-estate-risk-analyst --version 2.0.0This automated, non-executing scan is bound to this release hash. It is not a safety certification and may contain false positives or false negatives.
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sha256:4ed34c1e6319df8f6e34871b67fd98eb29a523f6d0ccde953137aceec59cbb26CHANGELOG.mdreferences/33城总表v6.mdreferences/cases/7城练手项目样本_20260819.mdreferences/cases/成都青江名邸-教训案例.mdreferences/cases/深圳-山樾湾花园-安居房去化核实.mdreferences/cases/深圳-晟悦家园-WAF挑战token直连枚举.mdreferences/cases/深圳皇熙悦府-跨项目污染教训.mdreferences/real-estate-guide.mdreferences/城市实跑案例库.mdreferences/城市接入checklist.mdreferences/复盘_2026-08-12_全天迭代与smart铁律.mdreferences/尽调报告模板.mdreferences/待办清单.mdreferences/瑞数专项.mdreferences/类型库.mdscripts/build_cross_dashboard.pyscripts/build_house_dashboard.pyscripts/build_sz_refprice.pyscripts/by_developer.pyscripts/collect_shenzhen_all.pyscripts/demo_price_integration.xlsxscripts/gen_vanke_guiyang_total.batscripts/price_integration.pyscripts/validate.pyskill-card.mdSKILL.mdv2.0.0 重大更名:real-estate-filing-query → real-estate-risk-analyst。定位升级为「房地产风险分析全链路(采集→去化→货值→授信)」——采集是手段,风险与授信研判是目的;原「备案查询」已名不副实(能力早已覆盖房企分析、去化口径判定、货值与授信量化)。本次新增「授信量化:四档去化口径与结清触发点」专章:既有 A/B/C 三档都把「首次登记(竣工未确权)」计入已处置,会系统性高估现金回笼,故补第四档 D 现金回笼率 = 已售网签/总套数(深圳实证:翠湖大厦 A=100% 但 D=11.4%,468 套是首次登记;深铁熙府 A=100% 但 D=0%,2080 套全安居房不可变现)。结论:偿债来源是销售回款不是竣工登记,结清能力须以 D 为主、A 为辅。另入章两条实测铁律——状态互斥禁双重扣减(有效可变现=在售×(1−业态折扣),不可再乘风险占比)、缺失严禁当 0(分项为「—」时置 None 不得 or 0);并补录 headless 反检测启动参数、韧性采集器连续退避封顶两条排障铁律。